Three Amendments Define the Path to XRPL Lending

In XRP news, the XRP Ledger has opened validator voting on LendingProtocolV1_1. The amendment would introduce closed-ended lending vaults. It would also recognize interest when borrowers pay, rather than when loans originate. This vote alone will not launch XRPL lending on mainnet. The amendment needs support from more than 80% of trusted validators. That support must hold for two weeks. Two other amendments, LendingProtocol and SingleAssetVault, must also pass. So this is not a simple vote on a vault feature. It is one governance gate in a rollout of three amendments. Clearing a single stage sets no launch timetable. It also says nothing about the demand for the eventual lending service. LendingProtocolV1_1 is open for validator voting. It introduces closed-ended vaults and cash-basis accounting for XRPL lending, and it must activate before LendingProtocol and SingleAssetVault can proceed. Validators, read what changes and why it matters as you evaluate the… — RippleX (@RippleXDev) September 30, 2026 Supercharge Your Trading in 2026 With BloFin AI Trading BotsXRPL Lending: What LendingProtocolV1_1 Changes The XRPL Lending Protocol documentation describes LendingProtocolV1_1 as an ...