Ripple's banking licence for $2.5 billion RLUSD: what investors need to know

The information provided in this article is for informational purposes only and does not constitute financial advice. Cryptocurrency investments carry a high degree of risk. Always conduct your own research.The US banking regulator OCC granted Ripple final approval on October 26, 2026 for a trust bank that manages the reserves of the stablecoin RLUSD. In the European Union the token lacks authorisation as an e-money token, and our own survey shows what that means for your buying route.The US banking regulator OCC granted Ripple final approval for its own trust bank on October 26, 2026. The Ripple National Trust Bank will from now on manage the reserves behind the dollar stablecoin RLUSD, which according to the company reaches a market capitalisation of 2.5 billion dollars. For you as an investor in Germany this step changes little for now, and there is a reason for that which does not appear in the announcement itself: RLUSD is not authorised as an e-money token in the European Union. We therefore counted for ourselves on October 27, 2026 where you can actually obtain the stablecoin. What the OCC approval of the Ripple National Trust Bank permits The Office of the Comptroller of th...