Ether.fi upgrades neobank with stocks and 4% loans

Ether.fi has upgraded its non-custodial neobank with tokenized stocks and metals, portfolio-backed loans near 4%, payments in over 30 currencies, and programmatic ETHFI buybacks. Summary Ether.fi users can trade tokenized assets and hold them inside self-custodial vaults. An Aave market on Optimism supports loans against portfolios at rates currently near 4%. Cash card users receive 3% cashback, while higher membership tiers remove certain foreign-exchange fees. Tokenized stock trading remains unavailable in the United States and some other markets. Ether.fi neobank combines trading, loans, and payments According to Ether.fi’s Thursday announcement, the “Summer” release places crypto trading, tokenized real-world assets, portfolio borrowing, and global payments inside one app designed as an alternative to a traditional bank account. Through an integration with xStocks, eligible users can buy tokenized equities and commodities alongside their crypto holdings. The assets remain in self-custodial vaults rather than accounts controlled by a centralized exchange, while a social recovery feature gives users a way to restore access if they lose their usual credentials. Ether.fi said the u...