USDT cashback and 7 percent on stablecoins: what the MiCA interest ban means for you

The information provided in this article is for informational purposes only and does not constitute financial advice. Cryptocurrency investments carry a high degree of risk. Always conduct your own research.A new payment card advertises up to 10 percent cashback in USDT and up to 7 percent a year on the balance. Article 50 MiCAR explains why a provider licensed in the EU is not allowed to pay you exactly that. Since August 31, 2026, another card offer has been advertising two numbers that stand out when you put them side by side: up to 10 percent cashback in USDT on every purchase, and on top of that up to 7 percent a year on the USDT balance you keep available for the card. The short answer to why you will not find terms like these at any provider licensed in the EU sits in a single article of the European crypto regulation. Article 50 MiCAR bars licensed providers from paying you anything for holding a regulated stablecoin. This piece sets out what that article says word for word, what the ban covers, where its limit runs, and what you can draw from it when you judge a card offer. USDT cashback and 7 percent on your balance: what was announced on August 31, 2026 The trading platf...