U.S. crypto regulation: What could Democrats change in 2027?

U.S. crypto regulation has faced fresh questions over its timing after Democrats won both chambers of Congress, with NEAR Foundation’s legal chief expecting market structure legislation to move into 2027. Summary NEAR Foundation’s legal chief expects CLARITY negotiations in 2027, with tougher ethics provisions. DeFi front ends and developer protections could face renewed scrutiny under Democratic proposals. SEC rulemaking continues, while the GENIUS stablecoin framework takes effect on Jan. 18. Revona’s CEO says construction delays can cost developers more than potential savings from lower rates. NEAR Foundation Chief Legal Officer Abhishek Vaidyanathan and Revona Co-Founder and CEO Arash Jalali shared their assessments with crypto.news, discussing the election’s implications for digital asset rules and business financing. Vaidyanathan expects a longer legislative process, while Jalali argues that businesses with viable projects should weigh the cost of delayed revenue before waiting for cheaper debt. CLARITY could return in 2027 with tougher ethics rules “The result changes the timing more than the outcome,” Vaidyanathan said. In his assessment, the CLARITY text that failed to adv...