Toyota Finance opens tokenized bonds to retail investors via app

Toyota Finance has filed to launch its second security token bond worth ¥1 billion (roughly $6.8 million), building on a debut issuance earlier in 2025 that let retail investors buy tokenized corporate debt straight from their phones. The new bond carries a 1.72% fixed coupon rate and runs on the ibet for Fin blockchain platform built by BOOSTRY, a joint venture backed by some of Japan’s largest financial institutions. The headline detail: you don’t need a securities account. Investors can purchase through the Toyota Wallet app, the same app they might already use to pay for parking or top up electronic money. Minimum buy-in sits at ¥100,000, or about $680. How the bonds actually work Toyota Finance’s first security token bond launched during a subscription window from February 20 to 27, 2025, also sized at ¥1 billion. That issuance ran on the Progmat tokenization platform from Mitsubishi UFJ Financial Group. It matured on March 3, 2026, making it a short-duration instrument. The second bond, filed on August 18, 2026, matures on October 27, 2027. It swaps Progmat for BOOSTRY’s ibet for Fin infrastructure but keeps the same basic premise: unsecured corporate debt, digitally recorded...