PayPal beats second-quarter earnings estimates as PYUSD stablecoin expands to 70 markets

PayPal just reminded Wall Street that the old guard of fintech still has some tricks left. The payments company reported second-quarter 2026 results on July 28 that cleared analyst expectations on both the top and bottom lines, sending a signal that its pivot toward AI-driven efficiency and digital currency integration is starting to show up where it matters most: the income statement. Adjusted earnings per share came in at $1.38, beating the consensus estimate of $1.28 by nearly 8%. Revenue hit $8.68 billion for the quarter, above the roughly $8.47 billion that analysts had penciled in, reflecting a 3% increase on a currency-neutral basis. The company followed that up by raising its full-year EPS guidance. The numbers behind the beat PayPal scheduled its earnings conference call for 8:00 a.m. ET on the morning of the announcement, giving investors a chance to dig into the strategic roadmap before the trading day got fully underway. PYUSD and the crypto angle PayPal’s stablecoin, PYUSD, had expanded to 70 markets as of March 2026. That’s a substantial geographic footprint for what the company has positioned as the largest federally regulated stablecoin in the US. While the Q2 resul...