MoonPay expands institutional crypto push with Trade execution platform

MoonPay launched MoonPay Trade, a technology platform that gives applications, financial institutions, and enterprises access to digital assets across more than 200 blockchains and protocols through a single API.

The platform is designed to simplify onchain liquidity access by handling transaction execution, settlement, conversion, and payments across more than 120 fiat currencies.

MoonPay said the product addresses the fragmentation of liquidity across blockchains, venues, and protocols, which has made direct connectivity difficult for firms building tokenized asset and payment products.

MoonPay Trade is powered by technology from Decent.xyz, the Y Combinator-backed cross-chain routing company acquired by MoonPay. The platform will serve as the execution layer for MoonPay Institutional, the company’s regulated financial services unit led by Caroline D. Pham, former acting chair of the CFTC.

MoonPay said Trade expands its role beyond crypto onramps and offramps by supporting cross-chain execution, collateral movement, tokenized fund subscriptions, and onchain settlement through institutional compliance infrastructure.

Institutions are tokenizing funds, moving collateral across chains, and settling in dozens of currencies, MoonPay CEO and co-founder Ivan Soto-Wright said. He added that MoonPay Trade brings those functions together in one platform for institutions, enterprises, and applications.

Pham said every major financial institution is building a tokenized asset strategy, adding that MoonPay Trade gives firms one compliant technology platform to access onchain markets.

MoonPay Trade follows the company’s broader infrastructure push across payments, stablecoins, digital asset custody, and onchain execution. Over the past 18 months, MoonPay has made more than six acquisitions as it builds a platform covering the movement of value between fiat and digital assets.

The product also complements MoonPay’s acquisition of DFlow, a Solana trading infrastructure provider that processed more than $12 billion in trading volume in the first quarter of 2026. Together, MoonPay Trade and DFlow extend MoonPay’s execution capabilities across EVM networks, cross-chain markets, and Solana native liquidity.

MoonPay Trade supports routing and execution across Ethereum, Solana, Base, Hyperliquid, Bitcoin, and other networks. The platform also enables collateral mobility across permissioned and permissionless networks, fiat-to-on-chain liquidity conversion, KYC and AML-supported execution, reporting infrastructure, and unified balances across chains.

The launch comes as tokenized real-world assets continue to gain institutional traction. MoonPay cited market data showing tokenized real-world assets have surpassed $25 billion in onchain value, up from less than $2 billion three years ago. The company also pointed to projections from BCG that tokenized real-world assets could reach $14 trillion by 2030 and $55 trillion by 2035.

Decent, founded in 2021 by Charlie Durbin, Will Collier, Will Kantaros, and Xander Carlson, brings routing algorithms, bridge infrastructure, and aggregation tools to MoonPay Trade. Its technology supports cross-chain transactions, letting applications call smart contracts and access liquidity across supported networks.

Since joining MoonPay, Decent has expanded its trading APIs for institutional use cases, including stablecoin trading facilities and vault integrations for tokenized fund distribution. MoonPay said Trade combines cross-chain routing with a proprietary automated market maker designed to offer competitive stablecoin rates, including 1:1 quotes through MoonPay APIs.

The liquidity layer supports subscriptions and redemptions for tokenized funds, while enabling integrations with DeFi protocols such as Morpho, Aave, and Maple Finance.

Durbin said Decent provides real-time routing and execution across more than 200 chains, helping reduce the fragmentation that complicates onchain transactions for builders and institutions.

Disclosure: This article was edited by Estefano Gomez. For more information on how we create and review content, see our Editorial Policy.