Greece imposes 10% tax on crypto gains, first €500 tax-free

Greek lawmakers approved the country's first dedicated crypto tax framework, cutting the proposed rate and sparing crypto-to-crypto swaps Greece finally has a crypto tax rulebook. On November 5, 2026, the Greek parliament approved a bill that applies a flat 10% capital gains tax to individuals’ net crypto gains. There is a small cushion built in. The first €500 of net annual gains, after losses are counted, will not be taxed at all. That makes this the country’s first tax framework written specifically for crypto assets. What the new Greek crypto tax actually covers The 10% levy applies to net gains from crypto “transfers,” a term the law defines broadly. It includes selling crypto for fiat money, using it to buy goods or services, and contributing it to a company’s capital. One notable carve-out: swapping one crypto for another does not trigger capital gains tax. Trading Bitcoin for another token, for example, is not treated as a taxable event under the new rules. Yield-generating activity gets its own treatment. Income from staking, lending, and liquidity provision will be classified as interest and taxed at 10%. Losses also get a role. Under the framework, losses exceeding €500 ...