Gnosis Pay to shut down consumer cards, shift to B2B by Dec. 20, 2026

Gnosis Pay is winding down its consumer debit card operation. The company issued a formal notice to all cardholders on September 21 announcing that its direct-to-consumer card and web application will cease functioning on December 20, 2026, at 23:59 UTC. After that deadline, Gnosis Pay debit cards won’t process transactions or ATM withdrawals. The web app will stick around in a limited capacity, letting users pull their remaining funds out, but that’s about it. What the shutdown actually looks like Since 2025, Gnosis Pay has been quietly repositioning itself as a white-label card infrastructure provider, courting wallets, fintech companies, and neobanks rather than everyday spenders. Users who want to keep spending through the Gnosis Pay infrastructure won’t be completely stranded. The company is directing existing cardholders toward partner applications, including MiniPay, which will handle user migration and issue replacement cards. Those partner-issued cards will run on Gnosis Pay’s enterprise rails, with the company promising upgraded features like instant withdrawals and transaction reversals. One important detail for current users: funds held in Gnosis Safe accounts aren’t go...