Crypto lending under MiCA: BTCS Strategy Advisor Wojciech Kaszycki on the EBA's plans

The information provided in this article is for informational purposes only and does not constitute financial advice. Cryptocurrency investments carry a high degree of risk. Always conduct your own research.The EBA wants crypto lending and access to DeFi brought under MiCA. Wojciech Kaszycki, Strategy Advisor at BTCS S.A., explains in this interview which part of the market stays in the EU and where the rules reach their limit.The European Banking Authority wants crypto lending brought under the MiCA regulation, explicitly including cases where providers give their customers access to DeFi lending protocols. That is the position in its response of September 24, 2026 to the European Commission's review of MiCA. We put three questions to Wojciech Kaszycki, Strategy Advisor at Warsaw-listed BTCS S.A. and founder of the payments company Mobilum. His short version: collateralized lending to businesses and wealthy clients fits MiCA and stays, while retail yield moves away. His test for supervisors: "If the firm can lose your money, regulate the firm. If it can't, you're regulating a website." Wojciech Kaszycki, Strategy Advisor at BTCS S.A. Photo: Wojciech Kaszycki About the interviewee:...