Bitcoin at $78,741: How to Calculate When Your Crypto Loan Gets Liquidated

A crypto loan is liquidated as soon as the loan-to-value ratio crosses a limit set by the lender. The maths behind it fits on a single line: the loan amount divided by the current value of the coins you have pledged. That ratio is called the loan-to-value ratio, or LTV for short. When the price falls, the LTV rises, and once a published threshold is reached the lender sells your collateral without asking for your consent first. Bitcoin traded at $78,741, or 67,719 euros, on September 8, 2026. We pulled that price the same day from CoinGecko's public price interface, together with daily prices for the past twelve months. The one-year high was $124,740 on October 7, 2025, the one-year low $58,566 on July 1, 2026. There are 113 percent between those two marks, and that spread is what decides who can sleep soundly today and who has to post more collateral. This analysis was compiled by cryptoticker.io on September 8, 2026. Loan-to-Value Ratio: The One Number That Decides a Crypto Loan Liquidation The loan-to-value ratio is the relationship between your outstanding debt and the market value of your collateral. Borrow $5,000 and pledge Bitcoin worth $10,000 and you start at 50 percent. T...