Adrian Flux launches UK’s first domestic humanoid robot insurance policy

The specialist broker and Tokio Marine HCC International are covering robots that break, get stolen, or break your things Humanoid robots have not yet arrived in British living rooms. The insurance policy for them already has. Specialist UK broker Adrian Flux has teamed up with Tokio Marine HCC International (TMHCCI) to launch what the pair describe as the country’s first household insurance policy built specifically for domestic humanoid robots. The product was unveiled on or around October 29-30, 2026. It arrives ahead of what the companies expect to be the first wave of humanoid robots entering UK homes from 2027. What the policy actually covers The cover works in two directions. It protects the robot itself, and it protects the household from whatever the robot might do. On the first front, the policy covers damage to the machine and theft of it. On the second front, it extends to personal liability if the robot injures someone. It also covers damage the robot causes to the home or to belongings inside it. The policy also includes cover for emergency shutdown and recovery. Adrian Flux and TMHCCI are positioning the product as a way to bring clarity to liability as robotic techn...